Ever been caught without a card or cash? There's an app for that.

To show how easy it is to “check in” to a cafe, restaurant or bar and pay on your phone, PayPal is inviting you to try the app on October 13 and 14 at many of the city's best cafes, where you can buy yourself a coffee for just one cent.

Available at around 70 cafes across Melbourne, including Broadsheet favourites Filter, Mister Close, Campos and Seven Seeds, all you need to do to claim your one-cent coffee is download the app, upload a photo, add a credit or debit card to your account and check-in at your cafe of choice.

“When you walk into the store, just open the app and check in at the location. Your face will show up on the merchant’s point-of-sale,”explains PayPal’s head of retail services, Jonathan Kelly.

The other convenience is that any payment amount – large or small – is welcome via the PayPal app. “Often when you go into a cafe, you’re trying to make a purchase of under $10, but there’s a $10 minimum,” says Kelly. “You don’t have to go out and find an ATM, or buy something else.”

Kelly also thinks the mobile payment system allows cafes to get to know their customers. “As a benefit to the vendor, it allows them to know their customers’ first name. For many years, I bought my coffee from the same place. The guy knew my face, but he didn’t know my name,” he says. “Now, he sees my face, he sees my name, and he knows exactly what I’m going to get.”

Coffee drinkers can try the PayPal app for themselves next week. And, you’re not limited to one cafe, either: “On the day, you can go in and get one-cent coffees anywhere that accepts PayPal and that sells coffee,” says Kelly. “So you can go to each venue.” Seventy coffees, anyone?

PayPal’s One Cent Coffee Day is on Monday and Tuesday October 13 and 14. Download the PayPal app for Android, iOS or Windows Phone here.

Here’s where to find your one-cent coffees on Monday and Tuesday October 13 and 14.

Annoying Brother Espresso & Kitchen – Fitzroy North
Auction Rooms – North Melbourne
The Artful Dodger – Elsternwick
Baba Sus - Glen Iris
Brick Lane Coffee– Prahran
Cacao Green – Hawthorn
Cacao Green – Camberwell
Cacao Green – Chadstone
Cacao Green – Bourke Street, CBD
Cacao Green – Swanston Street, CBD
Cacao Green – Fountain Gate
Cafe Azul – Richmond
Campos Coffee – Carlton
Chan Charlie Chan – RMIT
Clement Coffee
The Common – Eltham
Common Galaxia - Seddon
Crème Lounge – Port Melbourne
Cru - Kew
Famish’d – Little Collins, CBD
Famish’d – Galleria, CBD
Famish’d – St James, CBD
Feast@520 – CBD
Earl Canteen – Bourke Street, CBD
Earl Canteen – Collins Street, CBD
Earl Canteen – Emporium, CBD
From on High – Prahran
Glass Merchants - Balaclava
Groove Train - all locations except South Yarra
Filter by Small Batch – CBD
ISIT Cafe – Prahran
Kartel – CBD
Express Kartel – CBD
Kent Street – Fitzroy
Ladro Gertrude, Fitzroy
Ladro Greville, Prahran
Las Chicas – Balaclava
Mister Close – CBD
Provider Store
Raw Trader – CBD
Rococo Acland Street – St Kilda
Rococo Glenferrie Road – Hawthorn
Romano’s – Bourke Street, CBD
Romano’s – QV, CBD
Rustica Sourdough Bakery – Fitzroy
Sainsbury’s Artisan Baker, Fitzroy North
The School of 7 Bells – Windsor
Seven Seeds – Carlton
Simply Spanish - CBD
Simply Spanish - QV
South Melbourne Trader – South Melbourne
The Sporting Globe – Moonee Ponds
The Sporting Globe – Richmond
Thr1ve Emporium - CBS
Whyte Café – Glen Huntly
Watermark – Docklands
Wood ‘n Chimney – South Melbourne
Wood ‘n Chimney – CBD

This article was written in partnership with PayPal.